The Social Security Administration (SSA) has updated SSDI (Social Security Disability Insurance) benefits for fiscal year 2025, raising the maximum payment to $4,018.
The amount a person receives is based on their average earnings prior to disability. Those with higher incomes and more years of contributions tend to receive larger payouts.
To be eligible for the maximum amount, beneficiaries must have worked for many years and reached the maximum Social Security tax limit (FICA) on several occasions, accumulating income sufficient to pay maximum Social Security taxes for at least 35 years.
This comes with a work credit requirement, which typically entails earning 40 credits (roughly 10 years of experience).
For beneficiaries who also receive SSI, the maximum payment has been set at $967 for an individual, $1,450 for a couple, and $484 for an essential support person, all for 2025.
Social Security Disability payment dates in February: confirmed dates
The January payment schedule for SSDI beneficiaries was recently completed with the payment for the third group, which includes those born between the 21st and 31st of any month, made on January 23.
Payments for the month of February will proceed as usual, with no changes to SSDI payment dates (which coincide with retirement dates).
SSI payments, on the other hand, will be subject to more detailed adjustments later. SSDI payments are divided into three groups based on date of birth, with benefits delivered on the second, third, or fourth Wednesday of each month. In February, SSDI payments will be distributed on the following dates:
- February 3: Beneficiaries who began receiving their pension before May 1997.
- February 12: Beneficiaries born between the 1st and 10th of any month who began receiving benefits after May 1997.
- February 19: Beneficiaries born between the 11th and 20th of the month who began receiving benefits after May 1997.
- February 26: Beneficiaries born between the 21st and 31st of any month who began receiving benefits after May 1997.
If you also receive Supplemental Security Income (SSI) benefits, the next payment has been moved up to February 28, from the original date of Saturday, March 1; however, the SSA does not send payments on weekends or holidays. This also occurred with the January payment, which was sent on January 31st rather than February 1st.
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