Social Security retirement payments can arrive on different days each month, depending on several factors. It’s essential to stay informed about these details, as knowing when your payment is scheduled can help you plan your monthly budget more effectively.
Being aware of whether your payment arrives earlier or later in the month allows for better financial organization. While it’s generally not recommended to rely solely on Social Security as your only income source, for many Americans, that may be their only option.
If you’re waiting for your Social Security check and don’t belong to Group 1, you’ll need to be a bit more patient—your payment will arrive later in the month. The good news is that payment dates are announced in advance, so you can always check your schedule and plan accordingly.
Social Security payments in April 2025
The Social Security Administration (SSA) will issue four different retirement checks throughout April, depending on the group each retiree belongs to. By identifying which group you’re in, you can easily determine the exact day you’ll receive your payment.
Additionally, Supplemental Security Income (SSI) benefits for April were sent out on April 1, providing vital support to some of the nation’s most financially vulnerable individuals.
April 2025 Social Security Payment Calendar
| Payment Date | Group | Requirements |
|---|---|---|
| April 3 | Group 1 | Retirees who started receiving benefits before May 1997 |
| April 9 | Group 2 | Retirees who started receiving benefits after May 1997 and have a birthday between the 1st and 10th |
| April 16 | Group 3 | Retirees who started receiving benefits after May 1997 and have a birthday between the 11th and 20th |
| April 23 | Group 4 | Retirees who started receiving benefits after May 1997 and have a birthday between the 21st and 31st |
Note: Groups 2, 3, and 4 receive their payments on the second, third, and fourth Wednesdays of the month, respectively.
Important Reminder
While the payment date marks the day the SSA sends out the check, the availability of funds in your bank account may vary depending on your bank’s processing time and your chosen payment method. Direct deposit typically ensures faster access to your money compared to mailed checks.
