Social Security payments in April 2025 are given on a variety of dates during the month of April, based on the beneficiary’s conditions, such as date of birth or special status under certain programs. According to the Social Security Administration (SSA), the schedule is based on grouping beneficiaries on at least four dates to prevent saturation or inaccuracies.
Some beneficiaries received their payouts on April 3, the first of the month’s groups: those who received Social Security retirement benefits claimed before to May 1997. This group also includes the surviving relatives of dead beneficiaries who inherited the payouts after their deaths.
Other groups receiving their Social Security payments on April 3
April 3: This day is reserved for beneficiaries with special statuses, including:
- People who applied for benefits before May 1997.
- People residing in another nation.
- Those who receive both Supplemental Security Income (SSI) and Social Security, with Social Security payments made on the third and SSI paid on the first of each month.
- The state pays the beneficiaries’ Medicare premiums.
Source (Google.com)
Source (Google.com)Three additional Social Security payment dates in April 2025
The aggregate of these groups accounts for a very modest fraction of overall beneficiaries, but there are three other majority groups that make up the vast majority of the almost 70 million federal beneficiaries who get these payments across the country.
- April 9 (second Wednesday): This date corresponds to recipients born between the 1st and 10th of the month. This category covers the majority of retirees who began receiving benefits after May 1997.
- April 16 (third Wednesday): This day is for individuals born between the 11th and 20th of the month, or after May 1997.
- April 23rd (fourth Wednesday): Covers recipients born between the 21st and 31st of the month, finishing the distribution based on date of birth for the rest of the month.
Maximum Social Security benefits by age
The maximum amounts vary by age at retirement, and are based on the highest taxable income earned between the ages of 22 and retirement in January. Here are the amounts for 2025.
- At age 62, the reduction is $2,831 (assuming an early retirement age of 62 and 1 month).
- At age 65: $3,374 (early retirement from 2003 onwards, at age 65).
- At age 66: $3,795 (the average retirement age for people born between 1943 and 1954).
- At age 67: $4,043 (the average age for individuals born in 1960 or later; many reach their peak at this age).
- At age 70, the maximum is $5,108 (including late payment credits).
This being the case, you will be aware that if your income is high and you delay retirement until the age of 70, your monthly check will climb from $2,831 to $5,108 for the remainder of your life. The average benefit for January 2025, the most recent statistics available, is $1,976.
