Social Security payments for April 2025 begin on April 9 for retirees born on the first and tenth of any month and who began receiving benefits after May 1997.
Payments are staggered and include a 2.5% cost-of-living adjustment (COLA), while benefits vary depending on individual circumstances.
The Social Security Administration (SSA) will make the next round of monthly payments on April 9, 2025.
This payment is made under the SSA’s staggered distribution system, which arranges payments based on beneficiaries’ birth dates and the date they began receiving benefits.
Who Will Receive Payments?
The April 9 payment via direct deposit or paper check will be sent to retirees who:
1. Were born between the 1st and 10th of any month
2. Began receiving Social Security benefits after May 1997
SSA’s Monthly Payment Schedule
For those who started receiving Social Security after May 1997, payments are divided into three waves:
1. Second Wednesday: Those with birthdays between the 1st and 10th
2. Third Wednesday: Those with birthdays between the 11th and 20th
3. Fourth Wednesday: Those with birthdays between the 21st and 31st
April 9 will be the first payment wave for post-1997 retirees born between the 1st and 10th.
2.5% COLA Adjustment for 2025
Each Social Security payment in 2025 includes a 2.5% cost-of-living adjustment (COLA), which takes effect on January 1, 2025. This adjustment allows beneficiaries to keep up with rising living costs, such as increases in food, housing, and healthcare.
How Much Can You Expect?
The amount you receive is determined by a variety of factors, including your work history, retirement age, and claiming strategy. In 2025, the SSA reports the following:
1. Maximum benefit at age 62: $2,831
2. Maximum benefit at age 70: $5,108
3. Average monthly benefit: Approximately $1,976
Also See:- Social Security to Start Sending New Payments as of April 1: Up to $5,108 Approved
