Are you eligible to receive your Social Security payment in the next 48 hours? If you were born between the 1st and 10th of the month, December 11, 2024, could be your payday—provided you meet specific criteria. Let’s break down the requirements, payment amounts, and schedules to help you navigate your benefits.
Payment Schedule
The Social Security Administration (SSA) organizes payments based on your date of birth:
- December 11, 2024: Payments for beneficiaries born from the 1st to the 10th of any month.
- December 18, 2024: Payments for those born from the 11th to the 20th.
- January 3, 2025: Payments for recipients who started benefits before May 1997.
If you meet the eligibility requirements, your payment will arrive on the corresponding date.
Requirements
To receive your Social Security payment on December 11 or 18, 2024, you must:
- Have Filed After April 30, 1997: If you began benefits before May 1997, your payment will arrive on January 3, 2025.
- Not Be Receiving SSI: SSI recipients follow a different schedule.
- Follow SSA Rules: Violating Social Security Administration rules can disqualify you.
Your payment amount depends on your work history, earnings, and age at the time of filing.
Who Qualifies?
Not everyone will receive the maximum payment of $3,822. Here’s what it takes:
- Full Retirement Age (FRA): You must be at least 66 years and 8 months old in 2024, which is the FRA for retirees born in 1958.
- Earnings History: You must have worked for 35 years while earning the taxable maximum each year.
- Jobs Covered by Social Security: Your employment must be in positions covered by Social Security taxes.
If you delay filing until age 70, your payment could increase to as much as $4,873, thanks to delayed retirement credits.
Additional Factors
Retirees aged 62 or older will also receive payments on December 11 or 18, provided they meet the eligibility requirements. However, their benefit amounts will be lower if they filed before reaching their FRA.
Importance of Filing Strategy
Filing at your FRA maximizes your benefits, but waiting until age 70 unlocks the highest possible payment. For example, delaying retirement boosts payments by 8% annually from FRA to age 70.
Preparing for Your Payment
Review your Social Security account online to confirm your payment date, amount, and eligibility status. Addressing the system and planning your retirement strategy can help ensure you receive the benefits you’ve earned.
FAQs
Who gets a Social Security payment on December 11?
Those born from the 1st to 10th and meeting eligibility criteria.
What is the maximum payment for FRA retirees?
The maximum is $3,822 for those aged 66 years and 8 months.
When do SSI recipients get paid in December?
SSI recipients were paid on November 29, 2024.
How can I get $4,873 from Social Security?
By delaying retirement benefits until age 70.
What if I started benefits before May 1997?
Your payment will arrive on January 3, 2025.
