If you get Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), make sure to pay attention to the payment dates coming up. The Social Security Administration (SSA) uses a specific schedule to help distribute payments effectively in January and February 2025.
The payment system is based on the beneficiaries’ birth dates. People who get SSDI benefits and were born between the 11th and 20th of any month can access their money on January 15. People born after the 20th will get their deposit on January 22.
How to proceed if payment does not arrive on time
If beneficiaries do not get their deposit on the expected date, they should act quickly. First, check the bank account connected to the payment to make sure it has not been completed. If the money does not show up, it is important to call the SSA at 1-800-772-1213 for help.
In January, payments will increase by 2.5% to help with the cost of living. This increase, based on the Consumer Price Index for Office and Clerical Workers (CPI-W), shows that the costs of goods and services went up in 2024 compared to 2023.
The new cost-of-living adjustment (COLA) increases the maximum Supplemental Security Income (SSI) to $967 for individuals and $1,450 for eligible couples. SSDI beneficiaries can expect to receive an average payment of $1,580 after adjustments. These increases provide financial help, especially for people who rely on these programs to pay for their basic needs.
Receiving SSI and SSDI, at the same time, is accepted by the SSA
Some people can qualify for both SSI and SSDI at the same time. This is called “dual eligibility.” This happens when a person qualifies for SSDI disability benefits and has income and resources that are below the SSI limits.
SSDI is for people who have a good work history and have paid into the program through taxes. On the other hand, SSI helps those in need and does not require any work history.
People who qualify for both programs usually have serious disabilities and financial struggles. The SSA combines these benefits by making sure that SSI adds to your monthly income without going over set limits. If you think you can apply for both programs, visit your nearest Social Security office. They will help you with the application process.
Also See:- The IRS Warns A Major Tax Deadline Is Coming Very Soon
