Why 100,000+ Americans Lost SSI Benefits: Key Facts to Know

By John

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The Social Security Administration (SSA) recently announced a reduction in Supplemental Security Income (SSI) beneficiaries, affecting over 100,000 people nationwide. This article will explore the reasons for the drop, who qualifies for SSI, and recent changes to application rules.

Why Has the Number of SSI Beneficiaries Dropped?

Between May 2023 and May 2024, the number of SSI beneficiaries decreased from 7.38 million to 7.26 million—a reduction of 119,395 people. While the SSA has not provided a clear explanation, several factors might contribute:

  • Eligibility Changes: Stricter checks on eligibility for SSI benefits, especially for disabled and blind individuals.
  • Population Trends: A slight increase in recipients aged 65+ but a decline in disabled or blind beneficiaries.
  • Geographical Variations: States like California and Texas saw the largest drops in beneficiaries, possibly due to local administrative practices.

States with the Most Significant Drops in SSI Beneficiaries

The reductions in SSI claims are uneven across the U.S. Here are some notable examples:

  • California: A drop of 16,573 beneficiaries.
  • Texas: A reduction of 14,587 recipients.
  • New York: 9,555 fewer SSI beneficiaries.

Smaller states like North Dakota and Rhode Island experienced minimal changes.

What is Supplemental Security Income (SSI)?

SSI is a federal program offering financial assistance to individuals with limited income and resources, including:

  1. Blind or disabled adults.
  2. Blind or disabled children.
  3. Adults aged 65 or older with financial needs.

Currently, 6.1 million beneficiaries are disabled or blind, while 1.1 million are seniors aged 65 or older.

Changes to Disability Evaluation Rules

The SSA recently updated how disability applications are evaluated, aiming to streamline the process:

  • New Look-Back Period: The work history considered for eligibility now spans five years instead of 15.
  • Exclusion of Short-Term Jobs: Jobs lasting less than 30 days are no longer part of the evaluation.

These changes, effective June 22, 2024, are designed to reduce processing times and improve accuracy.

What Does This Mean for Current and Future Applicants?

These changes could simplify the application process for SSI and SSDI (Social Security Disability Insurance). Applicants will need to provide detailed information only about recent and relevant work history, potentially speeding up approvals.

The reduction in SSI beneficiaries reflects stricter eligibility checks and changes in how applications are evaluated.

If you currently receive SSI or plan to apply, it’s essential to stay informed about eligibility requirements and recent rule changes.

These adjustments aim to improve fairness and efficiency, though they may also make eligibility more challenging for some.

1. Who qualifies for SSI benefits?

SSI benefits are available to blind or disabled individuals of any age and adults aged 65+ with limited income.

2. Why are fewer people receiving SSI benefits?

The SSA has implemented stricter eligibility checks and streamlined disability evaluations, which may have disqualified some applicants.

3. What changes did the SSA make to disability applications?

The SSA reduced the work history review from 15 years to 5 years and excluded jobs lasting less than 30 days from evaluations.

4. Which states have the highest reduction in SSI beneficiaries?

California, Texas, and New York saw the largest drops in beneficiaries.

5. How can I check my eligibility for SSI?

Visit the SSA’s official website or contact your local SSA office to review eligibility requirements and apply.

John

John's work has been recognized with several awards, including Google Fact Check 2023 Award, reflecting their dedication to journalistic integrity and excellence. They believes that local news is essential for a healthy democracy, empowering citizens with the information they need to make informed decisions.

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