Every month, the Social Security Administration (SSA) pays billions of dollars in benefits to nearly 70 million people, providing critical income for retirees across the country.
Retirement payments are made throughout the month, usually based on the recipient’s birth date or the amount of time they have been receiving benefits.
Supplemental Security Income (SSI), which assists the elderly, blind, and disabled with limited income and resources, is typically paid at the beginning of each month.
Key Information
Social Security payments will be sent out on Wednesday, March 26, to those born between the 20th and 31st of any month.
This date, however, does not apply to those who have received benefits prior to May 1997 or who also receive SSI. Payments to these groups were made earlier this month.
How Much Can You Get From Social Security?
The amount you receive from Social Security is determined by several factors, including your claiming age and highest earning years.
According to the Social Security Administration, the maximum benefit amounts for 2025 are:
- Retiring at full retirement age – $4,018 per month
- Retiring at age 62 – $2,831 per month
- Retiring at age 70 – $5,108 per month
These are maximum amounts, and the actual payment you receive will depend on your lifetime earnings and how long you’ve contributed to Social Security.
In January 2025, the average monthly retirement payment was $1,976.
April 2025 Payment Dates
Social Security benefits will be paid on the following dates in April 2025:
- April 1 – SSI beneficiaries
- April 3 – Recipients who have been collecting benefits since before May 1997 and those who also receive SSI
- April 9 – Recipients with birthdays between the 1st and 10th
- April 16 – Recipients with birthdays between the 11th and 20th
- April 23 – Recipients with birthdays between the 21st and 31st
Upcoming Changes
The SSA is introducing some important changes that will take effect soon:
- Starting March 31 – Beneficiaries will no longer be able to verify their identity with the SSA over the phone to prevent fraud.
- Starting March 27 – The SSA will resume withholding 100% of Social Security payments to recover overpayments. Previously, under the Biden administration, the recovery rate was capped at 10% of a recipient’s monthly benefits.
