As November rolls in, many people are looking ahead to the next round of Social Security payments.
The timing of these payments can affect how people manage their finances, especially during the busy holiday season.
Let’s take a look at the key dates for Social Security payments in November and beyond, along with some important tips for those receiving benefits.
Social Security Payment Schedule in November
The Social Security Administration (SSA) sends out payments on different days, depending on when you were born.
If you started receiving Social Security retirement, disability, or survivor benefits after May 1, 1997, your payment will typically arrive on the second, third, or fourth Wednesday of each month.
For example:
- November 13: If your birthday is between the 1st and 10th of the month.
- November 20: If your birthday is between the 11th and 20th of the month.
- November 27: If your birthday is between the 21st and 31st of the month.
Supplemental Security Income (SSI) Payments
For those receiving Supplemental Security Income (SSI), payments are generally made on the first of the month. However, if the first falls on a weekend or holiday, the SSA may adjust the payment date.
In November, SSI recipients will receive their December payment early, on Friday, November 29, because the usual December payment day, December 1, falls on a Sunday.
Social Security Benefits for 2025
Looking ahead, Social Security recipients can expect a 2.5% increase in their monthly payments in 2025.
This boost follows a smaller adjustment compared to the last two years. In 2024, recipients received a 3.2% increase, and in 2023, there was an 8.7% increase due to high inflation.
How to Handle a Missing Payment
If you don’t receive your Social Security payment on the scheduled day, the SSA advises that you first check with your bank or financial institution. Payments may take a little time to show up in your account.
If the payment still doesn’t arrive, here are the steps to take:
- Contact your bank: They may have delayed the posting of your payment.
- Call the SSA: If the issue persists, call 1-800-772-1213 (TTY: 1-800-325-0778) to report the problem.
- Visit your local SSA office: You can also contact your nearest office for help.
Understanding the timing of your Social Security payments is crucial for managing your finances, especially around the holidays.
Whether you’re receiving benefits or helping someone who is, it’s important to be aware of the payment schedule, any changes, and what to do if something goes wrong.
By staying informed, you can ensure that you’re prepared for any financial surprises.
1. When will my Social Security payment arrive in November?
If you started receiving benefits after May 1, 1997, your payment will be on the second, third, or fourth Wednesday of November, depending on your birthday.
2. Why is my SSI payment early in November?
Because December 1st falls on a Sunday, SSI payments are issued early on November 29.
3. How do I report a missing Social Security payment?
First, check with your bank. If the payment is still missing, you can call the SSA at 1-800-772-1213.
4. Will Social Security benefits increase in 2025?
Yes, Social Security benefits will rise by 2.5% in 2025.
5. What happens if the first of the month falls on a holiday or weekend?
If the first falls on a holiday or weekend, SSI payments are typically issued on the preceding business day.
