If you are a lucky Social Security beneficiary, keep in mind that there will be no more benefit payments in January 2025. This month’s payments have ended, leaving only the advance payment of Supplemental Security Income (SSI) due on February 1 to be brought forward to January 31.
Regarding Social Security retirement payments, it’s important to know when the next deposits for February 2025 will be received. The Social Security Administration (SSA) has established a specific payment schedule.
Social Security payment dates for February 2025
In February 2025, Social Security payments will be made on three specific Wednesdays: the second, third, and fourth of the month. Deposits are scheduled for February 12, 19, and 26 (the second, third, and fourth Wednesdays).
The Social Security payment schedule is based on the beneficiary’s birth date. Retirement beneficiaries and some disability recipients typically receive payments on the second, third, or fourth Wednesday of each month.
Beneficiaries of the SSI program are usually given payments on the first of each month, except for February 1st, which is early due to the weekend.
In February, Social Security retirement payments are:
- On February 12 for beneficiaries who have a date of birth between the 1st and the 10th.
- On February 19 for beneficiaries who have a date of birth between the 11th and the 20th.
- On February 26 for beneficiaries who have a date of birth between the 21st and the 31st.
Maximum benefits: Who receives up to $5,108 this month?
In 2025, the maximum Social Security benefit will be $5,108 per month, a significant increase from the $4,873 offered in 2024. The increase in the maximum amount reflects changes in policies and economic conditions affecting program beneficiaries.

Several factors change the calculation of the maximum benefit, with age being one of the most determining. The amount a beneficiary can receive varies depending on the chosen retirement age.
In 2025, the specific amounts for different ages are as follows: those who reach full retirement age will receive $4,018 per month, those who choose to retire at age 62 will receive $2,831 per month, and beneficiaries who postpone their retirement until age 70 will be able to access the maximum amount of $5,108.