The Social Security Administration (SSA) recently announced that SSI recipients will receive two checks in November due to specific scheduling adjustments.
These payments are crucial for many people with disabilities, low-income families, and others who rely on SSI for daily living expenses.
This article explains the payment schedule, eligibility requirements, and helpful tips for understanding SSI benefits.
What is SSI and Who Qualifies for It?
Supplemental Security Income (SSI) is a federal program managed by the SSA to assist individuals with limited income and resources. It is designed for people who are:
- 65 years or older
- Disabled or blind, regardless of age
- Children with qualifying disabilities
Eligibility Requirements
To qualify for SSI, you must meet specific criteria:
- Income Limits: Monthly income must not exceed $1,971.
- Resource Limits: Combined resources must be less than $2,000 for individuals or $3,000 for couples.
- Disability Requirements: For those under 65, disabilities must prevent work for a year or longer or severely limit daily activities.
SSI Payment Schedule for the Rest of 2024
Knowing when your SSI payments will arrive can help with budgeting and planning. Here’s the payment schedule for the rest of 2024:
| Month | Regular Payment Date | Advanced Payment Date |
|---|---|---|
| October | October 1 | – |
| November | November 1 | November 29 (for December) |
| December | – | December 31 (for January) |
Why Are There Two Payments in November?
When the first day of the month falls on a weekend or a holiday, SSI payments are sent earlier. For example:
- December 1 falls on a weekend, so the payment will be sent on November 29.
- Similarly, the January payment will arrive on December 31 due to the New Year holiday.
How Much Will SSI Beneficiaries Receive?
The amount you receive depends on your filing category:
| Category | Payment Amount |
|---|---|
| Average Monthly Payment | $698 |
| Individuals | $943 |
| Couples | $1,415 |
| Essential Person (EP) | $472 extra/month |
What is an “Essential Person”?
An Essential Person (EP) is someone who provides care or support to the beneficiary, allowing them to receive an additional $472 monthly.
Tips for Managing SSI Payments
- Check Your SSA Account: Log in to your My Social Security account for details about payments.
- Contact SSA for Missing Checks: If your payment hasn’t arrived after three mailing days, call SSA customer service.
- Stay Updated: Keep an eye on changes to the payment schedule to avoid confusion.
Understanding SSI payments can help you stay financially secure. Whether you’re managing your own benefits or helping a loved one, knowing the payment schedule, eligibility requirements, and average amounts is essential. Stay informed by regularly checking your SSA account and reaching out to SSA for updates.
1. Why are there two SSI payments in November?
The second payment in November is an advance for December because December 1 falls on a weekend.
2. Who can apply for SSI?
Individuals aged 65+, disabled or blind individuals, and children with disabilities can apply. Income and resource limits also apply.
3. What is the maximum SSI payment for couples?
Couples can receive up to $1,415 monthly if eligible.
4. How can I check my SSI payment schedule?
Log in to your My Social Security account online for the latest payment details.
5. What should I do if my check doesn’t arrive?
Wait three mailing days before contacting the SSA to report the missing payment.
