The Social Security Administration (SSA) has announced an important update about Social Security Disability Insurance (SSDI) payments.
Some beneficiaries will see changes in their payment schedule this November. Here’s a clear breakdown of what to expect and how it affects you.
Who Will See Payment Changes?
Most SSDI and SSI beneficiaries receive their payments on the 3rd of the month. However, due to a holiday on November 3, banks and SSA offices will be closed. This impacts the payment schedule.
November Payment Adjustments for SSDI Beneficiaries
- Payment Shift to November 1
If you normally get paid on the 3rd, your SSDI payment will arrive two days early on November 1. To qualify, you need to:- Be an SSDI recipient in good standing.
- Still meet disability requirements.
- Be receiving both SSI and SSDI, or have started receiving SSDI benefits before May 1997.
Regular Wednesday Payments
For those who began receiving disability benefits after April 30, 1997, payments follow a Wednesday schedule. In November, payments will be sent as follows:
- November 13: For birthdays from the 1st to the 10th.
- November 20: For birthdays from the 11th to the 20th.
- November 27: For birthdays from the 21st to the 31st.
What About the 2025 COLA Increase?
The Cost-of-Living Adjustment (COLA) increase, which boosts payment amounts, will not take effect until January 2025. The November payments reflect the current year’s rates.
SSDI beneficiaries should be prepared for changes in November’s payment schedule. If your payment date usually falls on the 3rd, expect it earlier on November 1.
For others, the regular Wednesday schedule applies based on your birthday.
The adjustments are designed to avoid delays due to holidays, ensuring you receive your benefits on time.
1. Why is the November 3 SSDI payment early this year?
Because November 3 is a holiday, payments are sent earlier, on November 1.
2. Who gets paid on the first of the month in November?
People who receive both SSI and SSDI or began receiving SSDI benefits before May 1997.
3. When will I get my SSDI payment if my birthday falls between November 1 and November 10?
You will receive your payment on Wednesday, November 13.
4. Does the November payment include the 2025 COLA increase?
No, COLA adjustments start in January 2025, not before.
5. Will my payment be delayed if my birthday is in late November?
No, payments for birthdays between November 21 and November 31 will be sent on November 27.
